OVER $800 BILLION, 1588 pages, and counting... somebody needs to read it! Given the spreadsheet, you might ask why seeing the bill text is such a big deal. Well, when your broker tells you that your new mortgage is going to be 4.75%, do you take his word for it --- or do you read the loan documents before you sign them? This is like that: the devil is in the details, except in this case, there are a lot more zeros involved. It is infinitely more important to be prudent than it is to be quick. "HASTE MAKES WASTE!" Prudence is first among the cardinal virtues and guides the others by setting rule and measure. Prudence requires three mental actions: taking counsel carefully with ourself and others, judging correctly from the evidence at hand, and directing the rest of our activity based on the norms we have established. The American public deserves time to read and understand the substance of this critical legislation, and to express their views to their Senators.